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Environmental Insurance
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Using our years of combined environmental insurance experience, Intercorp provides our clients with the
appropriate environmental risk transfer products to fit their specific coverage requirements.
The environmental insurance market is constantly developing new products and services.
Through ongoing communication with each environmental insurance company, our staff is always
able to offer the most current products available in the market. If necessary, we will manuscript
coverage and custom tailor existing environmental insurance policies to make sure that our clients
are afforded the protection warranted by their specific situation.
Intercorp’s primary environmental insurance disciplines are:
Pollution Legal Liability (PLL) – Coverage for Owned or Leased Properties
The PLL is written for commercial, industrial, and real estate portfolio exposures.
Multi-year policies satisfy indemnification requirements required in property transfer transactions
and lender requirements associated with commercial property transactions. Features include:
- On-Site and Off-Site Cleanup Coverage for Pollution Conditions
- Third Party Liability for Bodily Injury and Property Damage for Pollution Conditions
for On-Site and Off-Site Exposures
- Legal Defense Costs
- Pollution Conditions Resulting from Transportation of Products and Wastes
- Cleanup and Third Party Bodily Injury and Property Damage for Pollution Conditions
Resulting from Non-Owned Disposal Sites (Superfund Liability)
- Mold Coverage
- Underground Storage Tank Coverage
- Limits from $1,000,000 to $100,000,000
- Deductibles from $10,000 to $500,000
Download questionnaire  here to obtain a premium indication for this coverage.
General Liability (GL), Pollution Legal Liability (PLL), Umbrella – Coverage for Manufacturers &
Industrial Facilities
Due to the consolidation of insurance markets, many manufacturing and industrial risks are being
non-renewed due to class of business or minimal to moderate losses. Undesirable renewal pricing and
coverage cutbacks are also forcing manufacturers and industrial risks to seek alternative markets.
Meanwhile, the environmental insurance market is seeking these types of risks, with competitive pricing
and coverage enhancements. Standard ISO GL coverage and PLL coverage is provided with combined forms or
linked limit options. Umbrella coverage drops down over both the GL and PLL.
Contact Intercorp for more information on target business classes.
Underground Storage Tank (UST) Liability – Coverage for Fixed Facilities
- Cleanup Coverage, Third Party Bodily Injury and Property Damage, and Legal
Defense Expenses for USTs
- Low Deductibles and High Limits Available
Download Application form for this coverage here.
Contractor’s Pollution Liability (CPL) - Coverage for Contractors
General, specialty trade, and environmental contractors need to carry this coverage to fill the gap
left in liability policies due to the absolute pollution exclusion. Coverage is provided for pollution
conditions that occur at project sites that result from the contractor’s operations. This includes coverage
for materials brought on site by the contractor (i.e., fuel, chemicals) and exasperation of existing
conditions at the job site. Features include:
- Occurrence Form
- Mold Coverage
- Project-Specific Policies
- Third Party Action Over Coverage
- Automatic Coverage for Subcontractors’ Activities
- Blanket Covered Operations
Download questionnaire here to obtain a premium indication for this coverage.
Professional Liability – Coverage for General Contractors and Environmental Consultants
Professional liability coverage can be added to the Contractors Pollution Liability policy for both
environmental consultants and general contractors. The inherent risk associated with errors and omissions
generated from environmental consulting operations have been covered in this manner for more than
twenty years. Recently, environmental insurance companies have extended professional liability coverage
to general contractors with a design/build exposure, providing an efficient and cost effective method to
carry both environmental and professional liability insurance.
Please Contact Us for the appropriate
application for your specific risk.
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